Having insurance is important to protect your business and personal assets. If you are not insured properly you may lose your personal assets in the event of an unforeseen event. You will want to be covered while working on a vehicle and for moving them as well. A good source in planning how to insure your mobile auto detail company is the U.S. Small Business Administration.
Insurance for this type of business is relatively inexpensive. A minimum of $100,000 of liability coverage is prefered. Typically you want to get a quote for a $300,000, $500,000, with a $1,000,000 umbrella policy.
A popular type of insurance for the auto detail industry is called 'Garage Keepers Liability'. This is the type of policy you would want even for a mobile business. There is a number of companies that have reasonably priced insurance for the mobile detailing industry. Different companies can offer differing coverage and rates. It is best to get quotes from a few companies before deciding on the one that fits your needs. As a convenience we have provided a list of some companies that may be of service to you.
Jordan and Jordan Insurance Group
1650 Virginia Parkway Suite 200
McKinney, TX 75069
Phone: (972) 398-6222
Fax: (972) 212-6438
Friedman Group Inc.
P.O. Box 759
Dubuque, IA 52004
Phone: (563) 556-0272
Fax: (563) 556-4425
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